NOTICE OF CHANGE TO MASTERCARD IN THE ELECTRONIC FUNDS TRANSFER DISCLOSURE EFFECTIVE OCTOBER 17, 2014
The zero liability rule will now apply to all transactions conducted with a MasterCard branded card, including PIN-based transactions at Point-of-Sale and ATM. Previously zero liability only applied to Point-of-Sale.
A Cardholder will not be liable for any unauthorized transaction, as long as the cardholder has exercised reasonable care in safeguarding the card from risk of loss or theft, upon becoming aware, promptly reporting the loss or theft to the issuer. Previously, if the conditions were not met your liability was the lesser of $50 or amount of the property, labor or serviced obtained by the unauthorized use prior to your notification to us. This maximum of $50 has been removed.
If you should have any questions regarding this notice, please do not hesitate to contact a Member Service Representative at the number listed in the heading.
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SECURITY INFORMATION Liberty County Teachers Federal Credit
Union wants to ensure the online protection of your
personal and Account information. Please note:
Liberty County Teachers Federal
Credit Union will not ask you to submit personal
or Account information via email.
For your protection, any email
sent from Liberty County Teachers Federal Credit
Union including member service emails or email alerts
will contain general and public information only.
If you ever receive an email appearing
to be from Liberty County Teachers Federal Credit
Union that asks for personal information such as
your Account Number or Social Security Number, do
not respond to the email. Please notify us immediately
**Penalty-Loss of dividends whether earned or not on all certificates.**
Important disclosure information:
A.P.R. = Annual Percentage Rate
A.P.Y. = Annual Percentage Yield
Rates are subject to change weekly.
Fees and other conditions could reduce the earnings
on the account.